Basic Workers Cover

per month
Cover for
Visa type
Hospital Excess

Basic Workers Cover

Hospital cover that provides peace of mind while in Australia.

Key hospital inclusions

Visa Compliant
Public & Private Hospital Cover
Reduced benefits public cover only for pregnancy, psychiatric and palliative care
Doctors’ fees when you are admitted into hospital
Ambulance cover in emergencies
Other services including repatriation and funeral cover

Key hospital exclusions

Assisted reproductive services
Cosmetic surgery for non - medical reasons
Compensation and damages for third party and transport accidents
Treatment outside of Australia or arranged in advance of arrival.
Additional cover for dental, optical, physio, chiropractic, remedial massage

Hospital Cover

Excess

The amount you need to pay for your hospital admission before Frank will start paying benefits. Excess fees allow us to keep membership costs low. The most you'll pay is $500 per person per year ( up to a max of $1000 for a family).
Per Person$500 per year
Couple / Family$1000 per policy per year (if more than one person is hospitalised)

What's covered

What's covered

Below are just some examples of what Frank covers. As long as the procedure isn’t excluded from this cover, Frank will pay benefits towards any inpatient service

Reduced benefits

These are services which are limited to a minimum (default) benefit as set by the Australian Government for accommodation as a private patient in a shared room of a public hospital. This benefit is not sufficient to cover the cost of a private room in a public hospital or any room in a private hospital. If you are admitted to a private hospital for treatment that is restricted by your policy, large out of pocket expenses will apply.

Pregnancy and related services

Psychiatric

Palliative care

What's not covered

Outpatient services

Assisted reproductive services

Bone marrow and organ transplants

Cosmetic surgery (not medically necessary)

Compensation & Damages

Treatment arranged in advance of arrival in Australia

Treatment outside Australia

Non-surgically implanted protheses & appliances

Basic Workers Cover

per month
Cover for
Visa type
Hospital Excess

Basic Workers Cover


per month
Cover for
Visa type
Hospital Excess
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Looking for extras?

Add extras services like dental, optical, physio and more with the Mid Workers Plus Bundle.
Learn more