Why choose Frank?


Frank Overseas Visitor Health Cover meets the Department of Immigration and Border Protection requirements for your 457, 482 or 485 visa application.


Joining Frank online takes less than 10 minutes.

All you need for your visa application

As soon as you've made your first payment at the end of the joining process you'll be able to download your health insurance compliance letter (or retrieve it from your email) and upload it to your visa application.


Frank is a low cost overseas visitor health insurer that offers a range of covers to suit your needs and budget.

Easy to understand

Frank keeps things simple so that you can understand what you're getting. Too many health insurance funds over-complicate their policies and make it difficult to understand what is and isn't covered. Frank isn't like that.

Great customer service

The Frank team pride themselves on delivering excellent quality health cover and customer service to all members.

Not for profit

Frank Overseas Visitor Health Cover is provided by Frank Health Insurance, which is part of the GMHBA Limited - a mutual, not-for-profit organisation. GMHBA only exists to serve its members .

We don’t have shareholders, so we’re not here to make money for investors. We’re here to look after our members. Being not for profit means that we can deliver members affordable premiums, good benefits and a great service.